Louisville Kentucky Foreclosure Attorney
Louisville Kentucky Foreclosure Lawyer
 

Former Assistant County Attorney and Assistant Attorney General

 

Nick C. Thompson

800 Stone Creek Parkway

Suite 6

Louisville KY 40223

1-502-625-0905

 

Want to Stop Your Home Foreclosure in Kentucky?  We are the home foreclosure place.

 

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Avoid Home Foreclosures Kentucky Help Avoid Home Foreclosures Kentucky Help

 

Avoid Home Foreclosures Kentucky Help

Click here for your free Bankruptcy & Foreclosure Manual.

One simple method to fight a bank foreclosure is to file an answer to the  complaint.  In Kentucky if a person fails to file any answer the Bank will  foreclose within about 3-6 months and a person will be evicted after default judgment.  Filing an answer will often allow an individual to stay in the home from 6 months to 2 years.  This allows the home owner the ability to try other options or live in a property rent free while he finds a new home.   

If you choose to file an answer the  process is often just delayed.   It may be important to be able to stay in the home for a year or two while the foreclosure goes through the Kentucky court system.   Fighting the bank will increase the attorney fees and bank charges however if the homeowner is filing a Chapter 7 he will not owe any deficiency.  Fighting the bank in foreclosure makes catching up the payments in a Chapter 13 harder by increasing the amount that has to be paid back.  It deducts from your equity but if there is no equity in the property and your eventual answer is a bankruptcy fighting in court is an effective method to stay in the home longer.

There are many methods to avoid, stop or cure a bank foreclosure and everyone's situation is different.  If you are stuck in a lawsuit see us for help.

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